The chatter is beginning to get louder.

It involves former Vice President Joe Biden and whether he intends to run for president of the United States in 2020. Media are reporting the ex-VP is a couple of weeks away from making that decision. The chatter includes a lot of speculation that he’s inclined to run — but that “family matters” might hold him back.

I would vote for the former vice president in an instant were he to win the Democratic nomination and run against Donald Trump in 2020. However, I don’t want him to seek the nomination. I want a younger, fresher candidate to face the president . . . presuming, of course, that he runs for re-election!

I want to broach this Biden “family matter” situation directly and speculate on what Biden might face in this social media age from the Twitter bully who masquerades as president of the United States.

Donald Trump is a vicious social media bully. He knows no bounds. He attacks anyone with impunity and is unafraid to attack anyone’s family. Vice President Biden’s family well might present Trump with a target that is too inviting to ignore.

Biden’s elder son, Beau, died in 2015 of brain cancer. After Beau Biden’s tragic death, Joe Biden’s younger son, Hunter, divorced his wife . . . and reportedly had been dating his brother’s widow.

This is precisely the kind of family drama that might lure the president into a hideous Twitter barrage. Thus, it becomes incumbent on the former VP to ponder whether he wants to expose his family to the torrent of viciousness that Trump is capable of unleashing.

When you take on Donald Trump, you must be willing to steel yourself against the ferocious nature of the president’s makeup. Donald Trump is capable — and, oh, so willing — to say anything about anyone who opposes him.

This is the kind of fight Joe Biden can expect to face if he decides to take this final plunge into the political free-for-all required of anyone who wants to become president of the United States.