{"id":11906,"date":"2015-12-06T21:31:19","date_gmt":"2015-12-06T21:31:19","guid":{"rendered":"https:\/\/highplainsblogger.com\/?p=11906"},"modified":"2015-12-06T21:31:19","modified_gmt":"2015-12-06T21:31:19","slug":"taking-the-big-leap-toward-retirement","status":"publish","type":"post","link":"https:\/\/highplainsblogger.com\/?p=11906","title":{"rendered":"Taking the big leap toward retirement"},"content":{"rendered":"\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?via=jkanelis\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n<p><strong><a href=\"https:\/\/highplainsblogger.com\/wp-content\/uploads\/2015\/12\/retirement-sign-copy.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-11907\" src=\"https:\/\/highplainsblogger.com\/wp-content\/uploads\/2015\/12\/retirement-sign-copy-300x200.jpg\" alt=\"retirement-sign-copy\" width=\"300\" height=\"200\" srcset=\"https:\/\/highplainsblogger.com\/wp-content\/uploads\/2015\/12\/retirement-sign-copy-300x200.jpg 300w, https:\/\/highplainsblogger.com\/wp-content\/uploads\/2015\/12\/retirement-sign-copy.jpg 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/strong><\/p>\n<p><strong>This is the latest in an occasional series of blog posts commenting on upcoming retirement.<\/strong><\/p>\n<p>I am a happy man today.<\/p>\n<p>Perhaps you&#8217;re asking, &#8220;Why?&#8221; Well, I&#8217;ll tell you.<\/p>\n<p>This morning I took the huge &#8212; or, as Donald Trump would say, &#8220;Yuuuuuge!&#8221; &#8212; leap toward retirement by applying for my Social Security benefits.<\/p>\n<p>My 66th birthday is right around the corner. That&#8217;s when I become eligible to draw full retirement benefit from the Social Security Administration. That means I can draw the benefit <em>and<\/em> keep working part-time &#8212; which I intend to do.<\/p>\n<p>On the advice of three women I trust implicitly &#8212; starting with my wife &#8212; I made the decision to go ahead and not wait any longer.<\/p>\n<p>The other two are our tax accountant and the manager of our retirement investment portfolio. They both have concluded that it&#8217;s best to go now. Don&#8217;t wait any longer, they say, even though the longer I would have waited the more I could get monthly once I got approved.<\/p>\n<p>Part of my Social Security income will be subject to income taxation if I earn more than a certain amount annually. But it&#8217;s a small enough portion, with the tax liability being minimal, I figure, &#8220;Why not go now?&#8221;<\/p>\n<p>I should stipulate as well that I&#8217;ve never minded paying taxes. Unlike some of my fellow Americans out there who rant, rave and rebel against paying taxes, I never have harbored that kind of anti-tax sentiment.<\/p>\n<p>I made the application this morning and ever since submitting the information online I&#8217;ve feeling strangely satisfied that I&#8217;ve done the right thing.<\/p>\n<p>I want to add another good word.\u00a0Many of us\u00a0bitch constantly about the government and its sometimes-complicated machinery. I was amazed today at the ease of applying for this benefit online. The questions were clear; the government website provided &#8220;help&#8221; links if I stumbled &#8212; and yes, I checked with two of them to make sure I was answering the questions correctly.<\/p>\n<p>It was easy, man.<\/p>\n<p>It&#8217;s a big step. I had been looking forward to taking it for a good while. Now that I&#8217;ve taken it, I&#8217;m feeling even better about the decision my wife and I have made.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n<div class=\"twitter-share\"><a href=\"https:\/\/twitter.com\/intent\/tweet?via=jkanelis\" class=\"twitter-share-button\">Tweet<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>This is the latest in an occasional series of blog posts commenting on upcoming retirement. I am a happy man today. Perhaps you&#8217;re asking, &#8220;Why?&#8221; Well, I&#8217;ll tell you. This morning I took the huge &#8212; or, as Donald Trump would say, &#8220;Yuuuuuge!&#8221; &#8212; leap toward retirement by applying for my Social Security benefits. My &hellip; <a href=\"https:\/\/highplainsblogger.com\/?p=11906\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Taking the big leap toward retirement<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[9,1],"tags":[1702,5727,3920,4301,5726],"class_list":["post-11906","post","type-post","status-publish","format-standard","hentry","category-local-news","category-uncategorized","tag-federal-government","tag-federal-income-tax","tag-retirement","tag-social-security","tag-taxation"],"_links":{"self":[{"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/posts\/11906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11906"}],"version-history":[{"count":1,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/posts\/11906\/revisions"}],"predecessor-version":[{"id":11908,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=\/wp\/v2\/posts\/11906\/revisions\/11908"}],"wp:attachment":[{"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/highplainsblogger.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}